[Rogue Trader] Explorer Savings Account
In Rogue Trader, the wealth of an individual is normally not really important, since most tests involving wealth (including the purchasing of new gear) are made against the group’s profit factor. This system removes many accounting and stock-taking headaches, common to many other RPG systems. For the most part, I like the acquisition mechanics, since both failed and successful attempts can often act as triggers for some good role playing, which might not have been possible when dealing with absolute values.
My current PbP group has been advancing along quite nicely, but some of my players have expressed concern regarding their dynasty’s slow PF growth. At first, I thought of this concern as nothing more than some group baggage from our d20 games and the wealth-by-level charts. Recently, however, I’ve come to realise that my players have slowly become more comfortable with the system and universe (we were all newbs at the start) and they are wanting to try new things and take more risks. Unfortunately, since the group’s profit factor is so low (and therefore, the chance of a successful acquisition test is also low), there are a number of actions that the players simply won’t risk.
Profit factor is a rather fickle thing, prone to drop and rise suddenly. While this might be a suitable mechanic for a sector-wide trading house, it doesn’t really cater for an individual character’s own financial sense. Sure, a character can use her barter or commerce skills or in-game contacts to increase the chances of succeeding on any given acquisition test, but these options aren’t available for all characters and/or situations.
In a game like Dungeons and Dragons, or even Dark Heresy, it’s possible for a character to save some of her wealth for future big purchases or emergencies. To help bring this into my RT game, I’m going to propose a new elite advance. This advance will give the character a bonus to acquisition tests that concern her as an individual and not as part of a Rogue Trader dynasty. The XP spent to gain this advance will represent the time and effort taken to increase and manage one’s own personal wealth, separate from the dynasty. I haven’t quite figured out the costs yet, but I will probably structure the elite advance in a fashion similar to the characteristic advancement schemes: the advance can be purchased multiple times, but each subsequent purchase costs more than the last.